With the Affordable Care Act, health insurance is now required in much the same way that auto insurance is. Travel and life are still optional, but depending on your lifestyle and responsibilities, even the optional insurance can feel mandatory. Insurance is supposed to save you money, but when you add up all of the premiums it can feel like your policies are doing exactly the opposite! To help you get better deals when you shop for insurance, here are a few auto, health, travel, and life insurance tips.