Albeit the fact that you are planning on not spending too much money, there is still a need for you to have a credit card since you can use this to make routine payments. Attempting to go around without it can be compared to meeting with a new client and finding out that you have left your briefcase at home which contains the proposal you have. See which credit card is best
Some of us may think that it is unnecessary but in today's world, you might want to believe otherwise. Now, if you are going to travel, there is a need for you to provide a credit card number for reservation, especially when booking a hotel or a flight. You have to do this as well if you are going to book online or by telephone since the service will be paid through your credit card. If you are thinking of renting a car so that you can do to anywhere you want to go without the use of a credit card, this may come as practically impossible.
The truth of the matter is that without a credit card, you have to make sure you are keeping some cash on you, probably a handsome amount, so that you can pay for the fare of taxis. Yes, you may say that it is already enough that you have spare cash on you but then again, having a credit card is much safer to use. For an instance, if during your travels, you got your wallet stolen, well, you can say goodbye to your cash. Albeit the fact that having your wallet will certainly inconvenience you to an extent, you will still be protected just as long as you have a credit card. tips for applying for a credit card
The only thing that you have to do in order for you to protect your credit card is to call your credit card company so that they can put a freeze in your account. When your account is frozen by the credit card company itself, any attempts of stealing or any attempts of charging expenses to your credit card will be stopped. In the event that a thief manages to spend on your card prior to you having the chance of making the call, you will not be responsible for the said debt. You can actually say that this is the primary reason why travelers who frequently travels rely on credit cards instead of paying through cash.
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